Dream big. Dare to dream. Swing for the fences.
Those may all sound like clichés, but if you’re like most of us, there’s something you’ve always dreamed of doing, and lack of money, or perceived lack of money is one of the main things stopping you from achieving that dream. But no dream is really impossible. It just may take a lot of work to get there. Most of us don’t realize how much inner strength we really have, until we are faced with a challenge.
Don’t settle for less than you are capable of. At TRUFI Maryland, our goal is to help you dream big, and empower you to achieve those dreams. But a dream is just a wish unless you take action. We help you set financial goals and teach you financial strategies that will help you achieve those dreams.
There is no passion to be found playing small – in settling for a life that is less than the one you are capable of living.”
– Nelson Mandela
We can help you:
- Start your own business
- Start your own non-profit
- Retire early
- Go back to college to finish your degree
- Get an advanced degree
- Get training to make a career move
- Run for political office
- Save for your children’s college education
- Pay off your student loans
- Take the vacation of a lifetime – Europe, Africa, Australia, the Costa Rican rain forest – pick a spot!
- Have the big wedding of your dreams
- Give your daughter the big wedding she’s dreamed of
- Build your dream home
- Buy that fancy car – maybe a Tesla, or a Lamborghini
- Buy a boat
- Achieve your dream
Dream Big, But Plan Small Steps Towards Your Dream
While dreaming big is important, achieving the dream can seem a bit overwhelming. When you’re unsure what path to take to get there, you can be afraid to start down the path at all. TRUFI helps you make progress towards your dream by breaking the journey down into smaller, more easily achieved goals.
It’s sort of like training for a marathon. Running the marathon is your dream, but to get there, you have to train by running shorter distances. Each time you run a longer distance, and improve your pace, you are one step closer to achieving the dream.
Only in this case, it’s saving money, or making money, or doing different things with your money, so you can achieve that dream of starting your own business or building your dream home. The process may start with looking at your household income and examining where all the money goes each month.
We can then help you set specific, achievable goals. Those benchmark goals will be part of an overall plan to pay off debt and begin saving money by reallocating funds, or cutting unnecessary items out of the budget. Just like the exercise motto says, “No pain, no gain.”
But any short term pain (not literally) that comes from making adjustments to your expenditures is offset by the pleasure and empowered feeling you get when you pay off a credit card or see the amount in a savings account go up. Small successes lead to fulfilling big dreams.
Track Your Progress
TRUFI is not only your financial coach, but we are also your biggest cheerleader.
We’ll help you keep track of the smaller financial goals we set, offering encouragement along the way.
Whenever you’re working towards a goal, it’s critical to check in on your progress regularly, so you can make adjustments to stay on track. We schedule regular meetings with you to help you keep working towards your goals, with the dream in sight.
Setbacks are Temporary
Remember to dream big and believe in yourself. Your dreams truly are within reach.
We’re not going to lie to you. If you have big dreams, you’re going to face some setbacks. That’s a natural part of the process. Life happens. But just because you hit some bumps in the road doesn’t mean it’s time to give up. The important thing is to keep moving forward towards your goal. Learn from your mistakes, and make adjustments as necessary. We’ll be with you every step of the way.